Residential

Construction Loans

Finance that grows with your build

Building a home or investment property is an exciting opportunity, but it comes with unique financial requirements. Unlike a standard mortgage, construction loans are released in stages, matching your builder’s progress. This means the right loan structure is essential to keep your project on schedule and your cash flow under control.

We arrange construction finance that works in step with your build, whether you are working with a volume builder, managing your own project as an owner builder, or completing a partially built property. With access to over 200 lenders, we can find options that offer competitive rates, flexible terms and the ability to adapt as your project evolves.


How we help with construction finance

  • Arrange progressive payment structures aligned with construction milestones

  • Provide options for both fixed-price and cost-plus building contracts

  • Secure finance for owner builder projects, even without a licensed builder

  • Assist with funding for partially completed builds

  • Help you plan loan drawdowns to maintain smooth cash flow


Benefits of working with us

  • Lenders who understand construction risk and timelines

  • Access to competitive rates for both short-term and long-term construction finance

  • Flexibility to adapt to changes during the build process

  • Guidance on managing finance alongside council approvals, inspections and settlement deadlines


How we make it happen

We begin by reviewing your building plans, budget and timeline, then match you with lenders who can structure finance to suit your project. We manage the application process, coordinate with your builder and ensure each progress payment is released on time so your build stays on track.

Contact

Speak to a specialist about Construction Loans.

Schedule your free consultation today to discuss your options.

Experience

12+ Years

Experience handling residential, commercial, and specialist loans

Network

200+

Lender network with continuously updated lending criteria.

Expertise

Special
Expertise

Complex situations, low doc, SMSF, medico, private funding, bridging, development finance.

Access

Priority Access

Products and decision-makers, helping secure faster approvals and settlements.

Experience

12+ Years

Experience handling residential, commercial, and specialist loans

Network

200+

Lender network with continuously updated lending criteria.

Expertise

Special
Expertise

Complex situations, low doc, SMSF, medico, private funding, bridging, development finance.

Access

Priority Access

Products and decision-makers, helping secure faster approvals and settlements.

Experience

12+ Years

Experience handling residential, commercial, and specialist loans

Network

200+

Lender network with continuously updated lending criteria.

Expertise

Special
Expertise

Complex situations, low doc, SMSF, medico, private funding, bridging, development finance.

Access

Priority Access

Products and decision-makers, helping secure faster approvals and settlements.

Residential

Frequently
Asked Questions

How much can I borrow for a home loan?

Do I need a 20% deposit?

Can certain jobs help me borrow more?

What’s pre-approval?

What does LVR mean?

Should I choose fixed or variable rates?

What’s an offset account and do I need one?

Can I get a loan with bad credit?

What fees should I expect?

Will applying for a loan hurt my credit score?

How much can I borrow for a home loan?

Do I need a 20% deposit?

Can certain jobs help me borrow more?

What’s pre-approval?

What does LVR mean?

Should I choose fixed or variable rates?

What’s an offset account and do I need one?

Can I get a loan with bad credit?

What fees should I expect?

Will applying for a loan hurt my credit score?

How much can I borrow for a home loan?

Do I need a 20% deposit?

Can certain jobs help me borrow more?

What’s pre-approval?

What does LVR mean?

Should I choose fixed or variable rates?

What’s an offset account and do I need one?

Can I get a loan with bad credit?

What fees should I expect?

Will applying for a loan hurt my credit score?

Contact

Contact

Contact