Lending designed for self-employed and non-traditional income

Self-employed clients and business owners often have strong earning capacity but may not meet the strict documentation requirements of standard lenders. A low doc loan can bridge this gap, providing a pathway to purchase property, refinance or access capital without the need for full tax returns and payslips.

We understand the complexities of business income and work with lenders who can assess your application based on alternative documentation. This opens the door to finance that fits your situation, while still following responsible lending practices.

Low doc lending options

• Low Doc Home Loans – Purchase or refinance your home with simplified income verification

• Low Doc Investment Loans – Fund residential investment property without full documentation

• Low Doc Commercial Loans – Purchase commercial property or access capital for business use

• Low Doc Construction Loans – Build or renovate with staged funding and flexible documentation requirements

Benefits of low doc lending

• Flexibility in how income is verified, including BAS statements, accountant declarations or business bank statements

• Access to lenders who understand the realities of self-employment

• Tailored solutions for residential, commercial and business-related borrowing

• Competitive rates and terms from a wide range of specialist lenders

• Options available for both short-term and long-term loan needs

How we make it happen

We review your financial position, identify suitable lenders and present your application with the right supporting documentation to meet their requirements. Our process is designed to minimise delays, remove unnecessary barriers and give you the best chance of approval on terms that suit your goals.