Home finance without all the paperwork

Many self-employed borrowers and business owners have the income to service a home loan but do not meet the strict documentation requirements of traditional lenders. Low doc home loans offer a way forward, using alternative income verification to make borrowing possible when standard tax returns and payslips are not available.

We understand the unique financial profiles of self-employed clients and work with lenders who assess applications based on the realities of running a business. This includes options for purchasing a home, refinancing an existing loan or accessing equity for renovations or investments.

How low doc home loans can help

• Purchase your own home without full income documentation

• Refinance to a better rate or structure without traditional paperwork

• Access equity in your property for renovations or investment

• Provide flexible verification methods to suit self-employed income streams

Benefits of working with us

• Flexible income verification such as BAS statements, accountant declarations or business bank statements

• Access to specialist lenders who understand non-standard income profiles

• Loan options for both short-term and long-term needs

• Competitive rates and terms tailored to your circumstances

• Guidance through the application process to reduce delays and maximise approval potential

How we make it happen

We review your financial situation and determine the most suitable income verification method for your application. We then match you with lenders who offer competitive low doc products and prepare your submission to highlight your borrowing capacity and repayment strength. From application to settlement, we manage the process so you can focus on your goals.