Finance solutions for property investment through your supers

A Self-Managed Super Fund can be a powerful way to invest in property, but the lending process is more complex than a standard mortgage. There are strict compliance rules, unique loan structures and additional parties involved. The right guidance can make the difference between a smooth settlement and costly delays.

We work with SMSF trustees, accountants and financial advisers to arrange finance that is compliant, competitive and aligned with long-term retirement goals. From assessing your fund’s borrowing capacity to structuring the loan for tax efficiency, we handle the details so you can focus on the investment opportunity.

What SMSF lending can be used for

• Purchasing residential investment property

• Purchasing commercial property, including business premises

• Refinancing an existing SMSF property loan

• Funding property improvements where permitted by SMSF rules

Benefits of working with us for SMSF loans

• Access to lenders experienced in SMSF compliance

• Loan structures designed to meet both legal and financial requirements

• Guidance on documentation and application preparation

• Liaison with your accountant or financial adviser to streamline approvals

• Competitive rates and flexible loan terms from a broad lender panel

How we make it happen

We start by confirming your SMSF’s borrowing capacity, then identify lenders with the right policy and experience. From there, we structure and present your application in a way that satisfies compliance obligations while securing the best available terms. Throughout the process, we coordinate with your professional advisers to ensure everything runs smoothly from approval to settlement.